MEET THE TEAM

We Are Kadance

These are just some of the passionate people behind Kadance. Every day we set out to solve the problems of health inequities through insurance-based precision health programs and supporting services. We hope to someday meet in person, so we are able to share our passion with you.

Leadership Team

David Stertzer

CEO | Co-Founder

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David Stertzer

David Stertzer is an insurance industry leader, entrepreneur, and executive with more than three decades of experience spanning insurance, public policy, employee benefits, and health innovation. He served as CEO of AALU for 33 years, helping establish it as a leading policy and advocacy voice for life insurance and annuity distribution. He has worked extensively with carriers, advisors, producers, and financial-services organizations. Today, David is a co-founder, investor, and board-level leader at Kadance, where he brings strategic, financial, governance, and partnership expertise to the company’s growth.

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Kim Scott

Chief Commercial Officer

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Kim Scott

Kim is a recognized leader in integrating genomics and business strategy. She began her career in research at institutions like St. Jude Children’s Research Hospital before transitioning to leadership roles at genomics pioneers Applied Biosystems and Illumina. In the insurance sector, Kim served as COO at United Pet Care and SVP of Marketing at Genomic Life. Now CCO at Kadance, she leads commercial strategy, equipping insurers with genomics-based precision health management solutions. Kim holds a B.S. in Physiology and an Executive M.B.A. from Pepperdine.

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Terri Kinloch

Chief Experience Officer

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Terri Kinloch

Terri is an expert product management professional with over 10 years of experience leading the development and implementation of digital solutions. Her deep experience has enabled her to develop a unique skill set that spans the entire product development lifecycle. Terri acquired extensive knowledge by working in product development for companies ranging from strategic start-ups to large global corporations, including Nissan. Terri holds a B.S. degree and a master's degree in Human Resources Development from Vanderbilt University.

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Louis Davis

Chief Technology Officer

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Louis Davis

Louis is a passionate technologist dedicated to bringing advanced technology solutions to the healthcare industry. His 20 years of experience range from startups to large enterprises, including HCA Healthcare and Amazon. Louis began his career as a software engineer before transitioning into IT strategy, where he developed deep expertise in building strategic roadmaps, leading product development, managing IT organizations, driving go-to-market initiatives, and aligning corporate finance with technology goals. His strength lies in blending technical insight with business acumen to deliver scalable, elegant, and impactful solutions.

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Jessica Kudirka

VP of Finance

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Jessica Kudirka

Jessica is a strategic finance leader with over 13 years of experience. She has been a key leader in helping organizations scale efficiently, secure capital, and strengthen operations. She has partnered with companies ranging from early-stage startups to global enterprises, including Ernst & Young, where she has developed deep expertise across accounting, finance, and business transformation.

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Clinical Services Team

Marianne Gault, MSN, BS, RN, OCN

Head of Clinical Services

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Marianne Gault, MSN, BS, RN, OCN

Marianne is an experienced Oncology Nurse Navigator with more than a decade dedicated to oncology navigation and over twenty years across diverse oncology settings, including inpatient care, infusion services, and infusion management. A respected leader in her field, she is an active member of the Oncology Nursing Society and served as the founding president of the Red Rose Chapter. As Head of Clinical Services at Kadance, Marianne leads clinical navigation efforts, ensuring members receive expert-guided, compassionate support throughout diagnosis, treatment, and recovery. She holds a B.S. in Individual and Family Studies from The Pennsylvania State University, an RN diploma from The Pennsylvania College of Health Sciences, and an M.S. in Nursing Education from Drexel University.

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Michelle Ream, BSN, RN, OCN

Oncology Nurse Navigator

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Michelle Ream, BSN, RN, OCN

Michelle is an Oncology Nurse Navigator with nearly a decade of experience across inpatient and outpatient oncology care. She began her career on an acute oncology unit, building a strong foundation in inpatient care before transitioning to outpatient settings, where she specialized in triage, program development, and patient navigation. At Kadance, Michelle supports members throughout their cancer journey by providing coordinated, compassionate guidance that addresses both clinical and emotional needs. She holds a B.S. in Psychology from The Pennsylvania State University and a B.S. in Nursing from Millersville University, combining clinical expertise with a holistic approach to care.

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